Sunday, August 23, 2015

BORING is GOOD!


I’m back after an incredible experience that has felt like a crazy amusement park ride over the past 4-5 months. I’m grateful to get off the ride…. Any longer and I might have suffered a much worse impact physically and emotionally.  The results of the last several months are positive, but they did come at a price.

I’m happy to say that we are homeowners once again and we have finally moved in and are getting settled. That said, getting to this point was a bit stressful as I would expect for anyone. We started our search in April in the hottest market in the nation, Denver. We hired our first realtor, only to realize it was not the right fit, so we fired our first realtor and hired our second realtor who was awesome and on top of it in this fast paced market. We looked at nearly 60 propertied in 3 weeks and made nearly 20 offers. It was even more difficult to compete in our price range and all ideals went out the window. The goal became to buy a house and put a roof over our heads that would be ours. Once our offer was accepted, the next challenge we came upon was getting the seller to agree to fix the $20K sewer line problem we found during the inspection… They agreed… meanwhile we lost our down payment assistance, I burst into tears. We had already been through so much to make it to this point. I was determined that I was not going to loose this house and that we were no longer going to be renters, which by the way our rent would have increased 44% in the last 12 months if we would have renewed our lease, which would have been this month. CRAZY!!!

Anyway, I digress. There was truly an angel in the universe looking out for us, because without even asking for the funds, a little angel came forward and said I’m going to make this happen for you… Que the tears again. This kind of generosity and kindness was something I had rarely experienced in life.  Someone was willing to loan me the funds we needed with absolutely no interest. Grateful, cannot even begin to describe how I felt in that moment and even to this day as I sit here and write this. Sad but true, it is not often that I feel someone has my back other than myself. That can feel l pretty lonely at times.

Next challenge was that the seller misrepresented the length that they had owned the property (fix n flip) and for FHA guidelines, they require that you own a house for at least 3 months prior to selling under FHA guidelines. This was when it really paid to have a good realtor. She extended our contract until a new contract could begin after the 90 days. All while I had to reschedule movers and tell the landlord we’d be moving later than expected. The amount of scrutiny that a buyer goes through regarding finances is a much different experience than the last time I bought a house. You essentially cannot have money coming or going from your account during the entire loan process without a formal explanation. That is much more difficult than you would think.

The closing process was a breeze compared to everything we had been through up to this point, so it seemed it would be smooth sailing… not true. Next challenge… As part of the contract, the seller threw in new furniture that was in the house during the showing. I went to the house after closing to put some groceries in the refrigerator so that they would be there after our move the next day. I noticed something was missing when I entered the house. The furniture that was part of the contract was all gone, so I had to contact my real estate agent. It took a few days, but the seller returned all of the furniture.

Next challenge, we had major plumbing issues in the first 24 hours after moving. We were displaced and inconvenience since we only have one bathroom. We ended up having to rip up the floors and walls… Turns out the seller dropped a tape measure in the sewer line during the fix n flip. We had to stay in a hotel for a few days while the work was being done. Meanwhile our agent and the sellers agent are communicating back and forth in the hopes that the seller would do the right thing and pay for at leas ta portion of the work that needed to be done due to his negligence. No such luck. The work is finally done. The floors are back and the walls are up and painted.

We are finally able to have a bit of peace in our lives. This is all a blip on the screen, but was a rude awakening back into homeownership. That said, I’m happy to have a place that is ours and that our monthly will be less than what our rent was.

There is still a list of things that need to be done, much of which needs to happen before winter arrives…. EXPENSES< EXPENSES< EXPENSES… they have added up, but in the end it will all be worth it.

Our Hallway in our new place



I owe a load of gratitude to my practitioners who prepared me so well to take on these challenges, though I did not come out unscathed. My adrenals are a bit shot, shocker, but not as bad as they’ve been in the past… I think this may also be affecting my thyroid, which we will be testing soon. I think the worst part is the chronic hives that I’ve been getting for the past 3 months. Every evening about 7 pm I get hives for about 30 minutes and then they go away, sometimes I get them during the day as well. We have not been able to figure out what the cause is, but could very well be a combination. We have change part of my protocol to help alleviate the histamine reactions. In addition I will be starting a modified detox next week. We have finally wrapped up chelation and I have had all the mercury fillings replaced in my mouth a couple months ago.

During the house buying experience I did put my health on hold. I stopped visiting my practitioners and probably did not eat as well as I should have, but I did my best to get through the experience without getting too scathed in the process.

Sometimes our bodies give us signs that it is time to draw boundaries and slow down and eliminate stressors…. I recently said to my doctor that I could use a little bit of “boring” in my life and well, that is what I’m shooting for over the next few months., BORING, but GOOD!

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