I’m back after an incredible experience that has felt like a
crazy amusement park ride over the past 4-5 months. I’m grateful to get off the
ride…. Any longer and I might have suffered a much worse impact physically and
emotionally. The results of the last
several months are positive, but they did come at a price.
I’m happy to say that we are homeowners once again and we
have finally moved in and are getting settled. That said, getting to this point
was a bit stressful as I would expect for anyone. We started our search in
April in the hottest market in the nation, Denver. We hired our first realtor,
only to realize it was not the right fit, so we fired our first realtor and
hired our second realtor who was awesome and on top of it in this fast paced
market. We looked at nearly 60 propertied in 3 weeks and made nearly 20 offers.
It was even more difficult to compete in our price range and all ideals went
out the window. The goal became to buy a house and put a roof over our heads
that would be ours. Once our offer was accepted, the next challenge we came
upon was getting the seller to agree to fix the $20K sewer line problem we
found during the inspection… They agreed… meanwhile we lost our down payment
assistance, I burst into tears. We had already been through so much to make it
to this point. I was determined that I was not going to loose this house and
that we were no longer going to be renters, which by the way our rent would
have increased 44% in the last 12 months if we would have renewed our lease,
which would have been this month. CRAZY!!!
Anyway, I digress. There was truly an angel in the universe
looking out for us, because without even asking for the funds, a little angel
came forward and said I’m going to make this happen for you… Que the tears
again. This kind of generosity and kindness was something I had rarely
experienced in life. Someone was willing
to loan me the funds we needed with absolutely no interest. Grateful, cannot
even begin to describe how I felt in that moment and even to this day as I sit
here and write this. Sad but true, it is not often that I feel someone has my
back other than myself. That can feel l pretty lonely at times.
Next challenge was that the seller misrepresented the length
that they had owned the property (fix n flip) and for FHA guidelines, they
require that you own a house for at least 3 months prior to selling under FHA
guidelines. This was when it really paid to have a good realtor. She extended
our contract until a new contract could begin after the 90 days. All while I
had to reschedule movers and tell the landlord we’d be moving later than
expected. The amount of scrutiny that a buyer goes through regarding finances
is a much different experience than the last time I bought a house. You essentially
cannot have money coming or going from your account during the entire loan
process without a formal explanation. That is much more difficult than you
would think.
The closing process was a breeze compared to everything we
had been through up to this point, so it seemed it would be smooth sailing… not
true. Next challenge… As part of the contract, the seller threw in new
furniture that was in the house during the showing. I went to the house after
closing to put some groceries in the refrigerator so that they would be there
after our move the next day. I noticed something was missing when I entered the
house. The furniture that was part of the contract was all gone, so I had to
contact my real estate agent. It took a few days, but the seller returned all
of the furniture.
Next challenge, we had major plumbing issues in the first 24
hours after moving. We were displaced and inconvenience since we only have one
bathroom. We ended up having to rip up the floors and walls… Turns out the
seller dropped a tape measure in the sewer line during the fix n flip. We had
to stay in a hotel for a few days while the work was being done. Meanwhile our
agent and the sellers agent are communicating back and forth in the hopes that
the seller would do the right thing and pay for at leas ta portion of the work
that needed to be done due to his negligence. No such luck. The work is finally
done. The floors are back and the walls are up and painted.
We are finally able to have a bit of peace in our lives.
This is all a blip on the screen, but was a rude awakening back into
homeownership. That said, I’m happy to have a place that is ours and that our
monthly will be less than what our rent was.
There is still a list of things that need to be done, much
of which needs to happen before winter arrives…. EXPENSES< EXPENSES<
EXPENSES… they have added up, but in the end it will all be worth it.
Our Hallway in our new place
I owe a load of gratitude to my practitioners who prepared
me so well to take on these challenges, though I did not come out unscathed. My
adrenals are a bit shot, shocker, but not as bad as they’ve been in the past… I
think this may also be affecting my thyroid, which we will be testing soon. I
think the worst part is the chronic hives that I’ve been getting for the past 3
months. Every evening about 7 pm I get hives for about 30 minutes and then they
go away, sometimes I get them during the day as well. We have not been able to
figure out what the cause is, but could very well be a combination. We have
change part of my protocol to help alleviate the histamine reactions. In
addition I will be starting a modified detox next week. We have finally wrapped
up chelation and I have had all the mercury fillings replaced in my mouth a
couple months ago.
During the house buying experience I did put my health on
hold. I stopped visiting my practitioners and probably did not eat as well as I
should have, but I did my best to get through the experience without getting
too scathed in the process.
Sometimes our bodies give us signs that it is time to draw
boundaries and slow down and eliminate stressors…. I recently said to my doctor
that I could use a little bit of “boring” in my life and well, that is what I’m
shooting for over the next few months., BORING, but GOOD!
